FCRA Notice
Last updated: 2026-06-25 — Pre-launch attorney review pending.
Florida Property API is not a consumer reporting agency under the Fair Credit Reporting Act (15 U.S.C. § 1681 et seq.). The data made available through this service is sourced from public property records — county property-appraiser and FDOR assessment-roll parcel data, recorded sales, and delinquent-tax / tax-certificate records from county tax collectors and certificate-sale portals. Florida Property API is an independent data platform and is not affiliated with the Florida Department of Revenue, any county property appraiser or tax collector, LienHub, RealAuction, TaxCertSale, or any government agency. Florida Property API does not assemble or evaluate consumer credit information, does not provide consumer reports as defined by FCRA, and is not designed for use in any permissible-purpose context under 15 U.S.C. § 1681b.
Prohibited Uses
You may NOT use Florida Property API data, in whole or in part, for any of the following purposes:
- Determining eligibility for credit, loans, or financial products
- Determining eligibility for insurance underwriting or coverage
- Employment screening, hiring decisions, or workplace investigations
- Tenant screening, housing eligibility, or rental decisions
- Determining eligibility for government benefits, licenses, or permits
- Any other purpose constituting a "permissible purpose" under 15 U.S.C. § 1681b
This list mirrors the prohibited-use categories addressed in current FTC guidance on background-screening and public-records resellers. The non-CRA position depends on the use cases the Service is NOT marketed for; invoking any of the above use cases anywhere in your integration would conflict with these Terms.
A Tax Certificate Is a Lien, Not Ownership
Tax-delinquency and tax-certificate records describe an unpaid-tax lien against a parcel. A tax certificate is not ownership of the property and does not convey title. Do not rely on these records as evidence of ownership or as a basis to claim or transfer property.
Data Source and Accuracy
Data reflects the most recent public records published by the source county property appraisers and tax collectors, the FDOR assessment roll, and the certificate-sale vendors we ingest. Florida Property API does not independently verify the accuracy or current status of these records. Records may be outdated, incomplete, or contain errors that originated in the source data.
Takedown and Correction (7-Day SLA)
To request suppression of a record about you, email takedowns@floridapropertyapi.com with:
- The exact parcel id, county, and property address (or the certificate number) identifying the record
- The reason for the suppression request
- Sufficient identifying information to verify your relationship to the record
Verified requests are honored within 7 days. Suppressed records are tombstoned, not deleted, to maintain an audit trail. Note that Florida Property API does not control the upstream public record at the county property appraiser or tax collector — the source record remains public and accessible through the originating county and the FDOR assessment roll regardless of any suppression on this Service.
Reporting Errors
To report a data accuracy concern (e.g. a parcel value, owner name, or delinquency status that conflicts with the underlying public record), email errors@floridapropertyapi.com. Corrections are made within 7 days of verification.